Most credit card companies send you a little booklet at the end of the year detailing and categorizing your charges for the past 12 months. It can be quite tempting to just throw it out in effort to avoid the scary the truth, but Don’t Do It! Instead- FACE REALITY. This statement is actually a quick, easy way to see what percentage you are spending on food, clothes etc. Use it as a tool to help understand your needs & habits, and don’t be afraid. You may just be pleasantly surprised!
For more budgeting advice, see our article From Broke to Budget Savvy…| Print