Know When To Splurge!


You don’t have to be SO frugal ALL of the time that you are left feeling deprived.  As long as you’re going to put your purchase to good use, you WON’T GO INTO DEBT buying it, or default on your rent – GO AHEAD & SPLURGE! The RIGHT splurge can actually be a great investment, save you money in the long run, and boost your spirits!

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