Have a Debt Free Holiday!

Doing some last minute shopping today?  Unless you plan to pay your credit card bill in full at the end of the month, don’t use your card for holiday shopping!  Between the malls staying open late and last minute Christmas Eve sales, the season of spending can quickly make you go overboard, and the more you charge to your card and wait to pay, surprise, surprise – the more you will owe!  Pay for your last minute gifts in cash or set aside the money to pay off your holiday charges and start the New Year off right!

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Any Thoughts?