Tips

Call Your Credit Card Company Before You Travel & Avoid Hidden Fees!

Before you travel to another country, call each of your credit card companies and see which of your cards has the lowest foreign transaction fee.  If you have an American Express Platinum Card, or another premium card, your international fee may be automatically waived, but if not, you could be charged up to a 3% [...]

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Learn What to Save by Keeping a Money Diary!

Admit it, are you a shopaholic?  See more easily what you can cut back by recording every dollar you spend for the next month.  Keeping a money diary may lead you to a giant wake up call, and inspire you to cut down on those not so innocent shopping sprees!

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Don’t Buy Expensive Lip Primers!

You don’t need a pricey primer to help your lip color last longer.  By applying a thin layer of foundation to your lips before applying your lipstick, your color will look fabulous for twice as long – without having to buy additional products!

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Save On Kid’s Birthday Party Venues!

If you are in the market for a kid party venue, planning ahead can save you hundreds.  Frugalconfessions.com created a handy chart that lists venues by price per child.  This is a fantastic tool if you’re looking for new ideas to celebrate the big day without spending a fortune!

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Get Pre-Certified Before Having A Medical Procedure!

If you have insurance, and it is not an emergency procedure, call to check your coverage ahead of time.  Staying in your network can drastically reduce your costs.  You may also need to”pre-certify” a procedure to be able to access your full benefits.  Familiarizing yourself with your deductible, copay, and coinsurance amounts and benefit maximums [...]

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Get More Sleep And Save

Getting enough sleep is a key to good health and keeping up your energy, but it is also integral to staying financially fit.  Studies show that people who are up all night are more likely to make impulse purchases, and tired shoppers also tend to comparison shop less. Sleep well and don’t miss out on [...]

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